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Citibank: 3 Reasons Why You Should Opt for a Citi Credit Card in Hong Kong

Credit cards have undoubtedly become one of the most used financial products in Hong Kong. These cards offer ease of payments, facilitate secured transactions, and most importantly provide financial freedom. Citi Credit cards are designed with all the mentioned features and a lot more. With a Citi credit card, you can enjoy hassle-free experiences while paying your utility bills, internet bills, and while making every other eligible transaction, both, online and offline. For those who want more, Citi credit cards also come loaded with benefits and privileges such as cash rebates, discounts, rewards points, etc., to provide you with a fulfilling experience.

The cards are carefully designed by keeping your needs and requirements in the top-most priority. For example, if you commute to work every day on a bus, tram, and other such public transport, you may want to opt for the Citi Octopus Platinum Card, as it offers money-saving rebates. You can check out all the other credit cards that we have for you to know more. Once you decide, you can apply for a Citi credit card online.

Once you have your card, you can use it to pay your grocery bills, dining bills, and more. However, as there are several options, there is a slight chance that you might get spoiled for choice. To help you make an ideal choice, we have listed a few reasons below:

Cashback Credit Cards

If you are keen on getting a credit card that will offer you amazing cashback and help you save smartly, then Citibank has the perfect card for you. You can have a look at our Citi Cash Back Card and utilise all the benefits and features that come with it.

For example, it offers an auto rebate with no cap throughout the year. It also provides rebates on local dining and local hotel spending. So, with a Citi Cash Back card in your purse, you can go ahead and book a room at your desired hotel to enjoy and relax or eat from your favourite food joint. The cashback offers will add more shine to all such experiences.

What’s more, you can spend in foreign currency and still earn more rebates. If these features sound exciting, go and apply for your card right away! You may also want to have a look at Citi Octopus Platinum Card to explore more such features.

Rewards Credit Cards

If one of your primary needs for selecting a credit card is rewards and privileges, then you can hover your attention to the section of Citi rewards credit cards. Citi offers Citi Rewards Card, Citi HKTVmall Card, and Citi Plus® Credit Card that provide rewards points for different types of spending. Each card is also designed with several other useful features. You can collect the reward points and use the accrued points later for other eligible transactions. By accruing points, you can save money and at the same time complete your requirements too. And these points do not expire as well.

Miles Credit Cards

If travelling is your way of relaxing and rejuvenating, with a Citi credit card, you can make your journeys more wholesome. You can use a Citi credit card globally and earn miles for every spend.  If you are planning to travel overseas, you may want to opt for the Citi PremierMiles Card. This card offers miles for overseas spending. Similarly, if you want miles for local spending as well, then getting the Citi Prestige Card would be ideal. You can collect the miles and use them to fulfil various other travel spends.


To fulfil your financial requirements seamlessly in Hong Kong, you can rely on the credit cards offered by Citi. Check the features, eligibility details, and other such requirements that are needed to apply for your desired credit card. Once you fulfil the criteria, you can go ahead and apply for a Citibank credit card online from the comfort of your home.

The content reflects the view of the author of the article and does not necessarily reflect the views of Citi or its employees. Please read the products and offers on Citibank Hong Kong website for accuracy or completeness of the information presented in the article.

Citibank Hong Kong

Citibank Hong Kong offers consumers and institutions a range of financial products and services, including consumer and investment banking, credit cards, and personal loans. Citibank Hong Kong aims to deliver holistic and innovative solutions to clients and meet the increasingly complex strategies of its regional client base in the APAC in an ever-changing financial landscape.